Someone once asked...
Someone answered with kindness...
think about your loved ones will you be fine letting them down when youll fail or get less score?? will you be okay with being average?? do you think this is what your future self will appreciate? i think you got your answer now , so better go and study . money can buy everything but for that you have to be capable enough to handle that and discipline and your attitude towards life and your loved ones will help you in that . loser is just someone who didnt try enough :)